In Episode 9, Wesley sits down with Anais Merino Delgado, Mortgage Lender at LUXE Lending — the in-house lending division of LUXE Properties. A previous top-producing real estate agent turned full-time lender, Anais brings a rare dual perspective to every transaction. Together, they dive into:
• What the current Miami lending landscape actually looks like for buyers in 2026
• Rate buydowns, seller credits, and how to get into the 5s in today’s market • Why local lending knowledge is non-negotiable in the Miami market
• Red flags agents should watch for before submitting an offer • How to position a financed offer to win in a competitive market
• The biggest financial mistakes buyers make before they start their home search
• Plus more
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